Commercial lending, made easy

Financing built for your business, not just your building.

Easy Mortgage arranges commercial real estate, equipment, and working capital financing — so whether you're buying a building or growing the business inside it, Hamza structures the right funding and keeps it moving to close. One advisor, every program, zero guesswork.

Book a meeting with us → See loan programs
$0M+
Commercial volume funded
0+
Years in CRE lending
0★
Client rating
Real estate & business financing
Quick estimate
Commercial loan calculator
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$1,500,000
6.5%
20 years
Estimated monthly payment
$11,180
Estimate only — principal & interest, not a loan offer. Final terms depend on underwriting.
Why Easy Mortgage

Built for owners and investors who don't have time to wait.

Commercial financing is slower and more document-heavy than residential — we built our process to strip out the parts that waste your time.

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Fast turnaround

Preliminary term sheets within 24 hours of a complete submission, so you know where you stand before you commit.

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Multiple lender access

We work across banks, credit unions, SBA lenders, and private capital — not tied to a single institution's rate sheet.

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Transparent terms

Every fee, rate lock, and prepayment condition explained upfront — no surprises at the closing table.

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One point of contact

Hamza manages your file end to end, so you're never re-explaining your deal to a new person each week.

How it works

Four steps from submission to funding.

Real estate or business financing, the process moves the same way. Here's exactly what to expect, and roughly how long each stage takes.

01

Submit your deal

Share the property, purchase price or refi goal, and basic financials. Hamza scopes your realistic options within 24 hours.

02

Compare programs

Review term sheets across SBA, conventional, bridge, and portfolio lenders side by side, typically within 3–5 business days.

03

Underwriting

Appraisal, environmental, and financial due diligence move in parallel to keep your closing timeline as tight as possible.

04

Close and fund

Final documents signed, funds disbursed, and you're in control of your property — with a clear payoff and payment schedule.

Owner-occupied

Commercial real estate loans

Finance the building your business operates from — office, retail, industrial, or medical space, with terms built around your operating cash flow.

Low down payment

SBA 7(a) & 504 loans

Government-backed financing for owner-occupied property and business expansion, with lower down payments than conventional CRE loans.

Investment

Multifamily & apartment loans

Acquisition or refinance financing for 5+ unit residential income properties, sized to in-place and projected rents.

Speed to close

Bridge & hard money loans

Short-term financing to move fast on a time-sensitive deal while permanent financing is arranged in parallel.

Ground-up

Construction & development

Draw-based financing for new builds and major renovation projects, released as construction milestones are met.

Cash-out

Refinance

Lower your rate, extend your term, or pull equity out of a stabilized asset to fund your next acquisition.

Beyond real estate

Equipment financing

Fund machinery, vehicles, or fixtures without tying up cash reserves, with terms matched to the equipment's useful life.

Working capital

Business acquisition & capital loans

Financing to acquire a business, buy out a partner, or fund day-to-day operations and growth.

Hamza, Easy Mortgage loan officer
About your loan officer

Hi, I'm Hamza Ismail.

Mortgage Loan Officer  ·  NMLS# 2599782

I specialize in commercial real estate financing — from a first-time owner-occupied purchase to a multi-property portfolio refinance. My job is to translate lender requirements into plain terms and keep your deal moving on schedule, whatever program ends up being the right fit.

I've worked both sides of the table — structuring deals for lenders and advocating for borrowers — which means I know exactly what underwriters are looking for and how to present your file so it moves quickly. Based in Dallas, Texas. Outside of closings, you'll find me [personal detail — hobby, community involvement, etc.].

0+
Years in CRE lending
$0M+
Volume funded
2599782
NMLS License #
Client results

What borrowers say about working with us.

Sample testimonials — swap in real client quotes once you have them.

★★★★★

"We closed on our warehouse refinance in under three weeks. Hamza had every lender question answered before we even saw it."

JT
Jordan T.
Owner, logistics company
★★★★★

"First time financing a multifamily property and I had no idea what to expect. The process felt organized from day one."

MR
Maria R.
Real estate investor
★★★★★

"Our SBA loan had a lot of moving pieces. Having one person track all of it made the whole thing manageable."

DK
David K.
Retail business owner
Common questions

Commercial financing, explained.

How is commercial financing different from a residential mortgage?

Commercial loans are underwritten primarily on the property's income and the business's financials, not just personal credit. Terms, down payments, and documentation requirements are typically more involved than a residential loan.

How much down payment do I need?

It depends on the program — SBA loans can go as low as 10%, while conventional CRE and bridge loans often require 25–35%. We'll walk through what applies to your specific deal.

How long does a commercial loan take to close?

A straightforward refinance can close in 3–4 weeks. Purchases with appraisal and environmental review, or construction loans, typically take 45–60 days.

Do you work with first-time commercial borrowers?

Yes — a large share of our clients are financing a commercial property for the first time. We'll explain each step and document as it comes up.

Get in touch

Let's talk about your deal.

Send a few details about the property and financing need — Hamza will follow up within one business day with next steps and a realistic timeline.

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Phone
(469) 685-6380
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Email
hismail@easymortgagehi.com
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Office
8111 LBJ Freeway, Dallas, TX 75251
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Hours
Mon–Fri, 9am–6pm